Who is HUD?

The Department of Housing and Urban Development administers programs that provide housing and community development assistance. The Department also works to ensure fair and equal housing opportunity for all.

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What is Hazard Insurance?

Hazard insurance is a term sometimes used to describe the coverages that homeowners insurance provides for certain risks, according to the Consumer Financial Protection Bureau (CFPB). Some common examples of hazards (also referred to as perils) that are often covered by homeowners insurance include fire, theft and vandalism, among others. Mortgage lenders usually require proof […]

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