---
title: USDA Increase Income Limits
description: A USDA Home Loan is a Great 100% Financing Option and is meant to help home-buyers with a modest income, purchase a home. With an Increase to Income Limits, it'll allow for more families to be Eligible!
image: https://www.bawfg.com/hubfs/Imported_Blog_Media/95499399_3072200959507963_1159156873702670336_o-2.jpg
---

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# USDA Increase Income Limits

Bailey & WoodMay 15, 2020

![<span id="hs_cos_wrapper_name" class="hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text" style="" data-hs-cos-general-type="meta_field" data-hs-cos-type="text" >USDA Increase Income Limits</span>](https://www.bawfg.com/hubfs/Imported_Blog_Media/95499399_3072200959507963_1159156873702670336_o-2.jpg)

A USDA Home Loan is a Great 100% Financing Option and is meant to help home-buyers with a modest income, purchase a home. With an Increase to Income Limits, it’ll allow for more families to be Eligible!

Many automatically assume that since the program is meant for low to medium income borrowers, there is a limit on what homes they can buy. This is incorrect. The USDA does not have set loan limits, but bases the maximum loan amount on the borrower’s ability to qualify. Although there are Guidelines regarding whom this is available to, such as Household Income & Location, you can easily find out if this will be something useful for you!

– For families of 1-4 people: Income Limit is $90,300

– For families of 5 or more: Income Limit $119,200

Prior to May 4th, the standard income limit for a 1-4 person household was $86,850, and $114,650 for a 5-8 person household

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