Mortgage Monday Episode 21: Myth #9
In today’s episode of Mortgage Monday, Loan Officer David Bowyer dispels the common myth involving Student Loans! If you’ve heard of a Mortgage Myth and want us to debunk it, comment down below!
What is Net Income and Why Does That Matter?
Net income is equal to the income that a company has after subtracting costs and expenses from the total revenue. Net income can be distributed among holders of common stock as a dividend or held by the firm as retained earnings. So self employed borrowers this is the income number you pay taxes on[…]
How to Best Prioritize Your Home Improvement Projects
You may have a million and one ideas of how you want to improve your home. The question many homeowners ask themselves though is “which one should I tackle first?” If you’re wondering the same thing, here’s a guide to how you can figure out which projects need attention first.
5 Easy Ways You Can Have a Lower Summer Energy Bill
During the summer months trying to keep your house cool and your energy bill low can be a challenge. These 5 tips may be your solution to maintaining a lower summer energy bill. Try them out and start saving.
6 Factors You Need to Think About Before Buying a Home with Student Debt
So you want to buy a house but you have a little thing called student loans weighing you down. Buying a house, with or without this added obstacle, is a large financial decision that shouldn’t be taken lightly. If you have student loans though and are seriously interested in purchasing a home,[…]
5 Essentials You Need to Throw a Cheap Fourth of July Party
The Fourth of July is only a few days away which means you’ve got to get a move on if you want to host a party. If you’re deterred about hosting because of the expense, read through these 5 essentials to hosting a fun, yet frugal, Fourth of July party.
Future Parents, Can You Afford to Be a Stay-at-Home Parent?
You wouldn’t just buy a car and then calculate whether or not you could afford it. The same goes with leaving your job to become a stay-at-home parent.
How to Cut Costs and Plan a Low Budget Wedding
We’re in the midst of wedding season and couples everywhere are spending thousands of dollars for their one magical day. The average wedding now costs around $31,213, which is 4% higher than in 2013.
How to Create an Irregular Income Budget
Anyone can make a plan, but not everyone has a steady income to plan with. If you’re one of the many Americans who freelance, are self-employed, or working on commission, examine these tips on how to create an irregular income budget that works for you.